Saturday, August 2, 2014


My Government Most Honoured and Revered Sir We the volunteers associated with and the Board of Trustees of the Mosjos Health Care Research Foundation and Charitable Trust, Madras feel it a great honour to write You Our Beloved Prime Minister of India . I am an ordinary Senior Citizen aged 68 years. I am a Social worker in Mosjos Healthcare Research Foundation and Charitable Trust working among the poorest of the poor, Gypsies, Daliths, and underprivileged people. I am a Christian serving as a pastor of Mosjos Mission Church in the Mighty Kingdom of Lord Jesus Christ. Basically it is not right for the Government or political parties interfering in the faith of the people of a secular country. There should not be any force against any faith. A such I humbly suggest as a popular government please respect all faiths and avoid interfering in the religious activities. People have real faith in the Name Modi (not in the party affiliated ) as a Protector of the country and the citizens in India and abroad. 1. How to maintain the Popularity. Do not get a bad name in protecting the interests of the Wealthy. Help the deserving people of the society and not the effluent people. Try to bring new schemes for the Poor and downtrodden. 2. Try to interact with the ordinary people (the popularity of MGR). 3. Giving promises is easy fulfilling the promises is best way to maintain the popularity. 4. Love should be the basic of the Government that means the Government workers should be polite and love the people their intentions should be to serve the people and not the authority. A. The Government should provide the people their basic needs. B. Food is the basic need of any citizen As such the RATION CARD Provided by the Government should reach every family whether rich or poor and a must as a real identity of a Family. Duplication of the Ration card has to be checked. Ration card should be issued as soon as the marriage registration certificate is issued. Marriage registration should be a must for a Family card. Adding a family member should be made easier once the birth certificate issued they should be automatically included in the ration card. Till such time the people know that the birth of a person should be registered compulsorily some concession should be maintained. For example an ordinary illiterate Gypsy woman does not know how to add additions to the Ration card. She gave birth to a child in the house and she does not know that birth certificate is essential. But when the School authorities insist for the birth certificate then only they understand the reality. In the other case the School authorities showing the rule ask the party to show the name of the child in the ration card so as to write the 10th Government Exam. The Gypsy does not know the rules and when they approach the Ration authority in spite of submitting the community certificate, Bonafide certificate of the School, Sworn affidavit of a notary they simply reject the application saying the birth certificate should be produced to add the name of the child in the ration card. Educating a Gypsy Child itself is a marathon effort when the ration card authority rejects their request how the child will be able to write the 10th exam. Knowing all these, the People working in the government are not people friendly. I will continue to write the People friendly implementations and necessities again. C. Regarding Citizen BanK / Am Addmi Bank as Honourable Prime Minister Modi’ dream Project for the poor As per the prevailing trend the Gold loans are available to the educated because they know how to approach the Nationalized bank that to with 12% interest and 7% for the agriculturist. Gold loans are 100% assured security. With the rules not known by the poor people the Muthoot /Malabar/ pawn shops exploit the situation. Their interest rate is not less than 30% to 36% they are booming and able to get the loans easily in the Pawn shops. But the pawn shop owners are fleecing the poor people. Most of the time the people are not able to redeem their gold and they auction it in fictitious name and own it. My humble suggestion is open 6,00,000 nationwide Citizen BanK / Aam Aadmi Bank by this give employment to say 12,00,000 educated unemployed young people enlisted in the Government Employment office in about 6,00,000 villages. By this New Jobs will be created and the jobs should be for the locals of the village / nearby village. The Salary should be a minimum of Rs.3000/= per month only. The amount of capital can be stated form 5,00,000 and increased as to the utilization capacity of the village as the Loan is based on gold. Incentive also can be given to the citizen bank employees. Though this is not a income generating project for the Government as that of the Pawnshops because of Low interest. But the employment created will be enormous for the villagers. And the deposit amount of Gold also will be more. The satisfaction of the people will be much more than expectation since it is for social cause. The employees should be married and above 25 years (For responsibility reason) Let two people operate the Government bank. The interest rate should be as minimal as 2.5% to 3% per annum only. I understand the foreign banks Charge only 3% interest (in India the Same banks charge abnormally in credit cards). Fix a minimum Loan of five hundred to maximum amount the loan availability one lakh only that too by producing ration card only and the Thumb impression only one loan per person. By this a vast amount of Gold will be deposited in the Citizen Bank / Aam Aadmi Banks in turn in the Nationalized bank. By this the national reserve will be high. These two member bank should deposit the gold in the Government Nationalized banks for security reason. Let them take the Jewels from the Nationalized bank and operate. Each bank should be provided with a Computer system with printer. The details of the loanee should be printed and handed over. Photo , Signature along with thumb impression should be obtained. Without Photo and thumb impression no loan should be issued, Pucca Software should be created before the bank opened. Routine inspections should be conducted as per the procedure in the banks. The loan should be by cleared on online only by providing requested details including photo and thumb impression. By this the Popularity of the government will increase considerably among the poor and the poorest. D. Regarding Gold and the people. The Gold with the people should be limited to certain extent. The amount of Gold kept by the people should be disclosed to the Government. Excess amount Gold kept with a person should pay a Tax to the Government. So as the Churches / Mosques/ Temples /Ashrams / organizations keeping more than certain amount of Gold should be disclosed to the Government. The Limit should be fixed say 100 Kgs and above that a special Tax to the Government Levied. So that unused reserve sources will boost the image of the country. Since present government has a good majority it is easy to make suitable legislation and execute it easily. E. Our country first developed based on the agriculture then industries, now more globalization and privatization has lead to that status going down. There are now vast areas of barren lands and the agricultural lands are becoming housing units. There should be a new change in development plan wherein all the barren lands be turned into agricultural and also forests, these forests will also bring the rains back to the country and also give us a lot of Green credentials, which can also be sold to other countries which do not have this benefit. Our government still holds the Ashoka chakra, and Ashoka’s principle of trees by the side of the road should be re-implemented. All the expansions and road infrastructure widening have lead to felling of all these trees and some fruit/nut (tamarind, dates, badam and etc.) yielding trees will be of great benefit too. The kings of the past developed our country by creating tanks and ponds, these have all been filled up due to urbanization. Bringing back the golden age of the kings through these infrastructural development will also become a boon. They will create revenue for those picking the fruits. Government should also create and maintain the agricultural lands so that this will be better when it comes to maintaining standard Public distribution system, rather than creating kickbacks in procurement and unnecessary hoarding. F. To improve the tax collection the Government must insist on the installation of computers should be made mandatory in the trading house / shops / hotels etc (the issue of receipt should be The Government Income tax people provided software ) where the transactions more than ten lakhs per annum .The Officers should verify the shops frequently they should be trained to audit the trading in the shops / trading house itself. Special task force should be recruited from Information Technology people (frequent stock check made). By this employment opportunity will be created and the tax collections will also increase substantially. The hoarders and black marketers should be punished severely. G. The poor farmers are not getting the price where as the in between traders are minting money. Certain commodities are beyond the reach of the poor. By this the poor and the downtrodden will be more benefitted. H. From time to time I will try to write new ideas for the Government of India to implement if it is feasible. My humble request If implemented some creditability should be Given to Mosjos Healthcare research Foundation and Charitable Trust started in 1995 in the name of my Parents A.Y.Moses and Dotty Josephine Moses

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